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We offer a range of repayment mortgage products, designed to appeal to both purchasers and current owners. Our product range is available for new applications, and product transfers are available to eligible customers. We take a flexible approach to this sector of the market - talk to us about the needs of your clients.
(Information correct as at 27th November 2020).
Changes to our products and policy
Some changes to our product range and policy requirements are currently in place. For a full update of all changes please view our dedicated update page.
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate | 75% | 1.94% |
31st January 2023
|
4.55%
|
4.1% APRC | £999 |  |
| 2 year fixed rate - Full C&I | 75% | 1.49% |
31st January 2023
|
4.55%
|
4.1% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 75% | 1.89% |
31st January 2023
|
4.55%
|
4.1% APRC |
£0
|
|
| 2 year fixed rate - £500,000 and Over | 75% | 1.94% |
31st January 2023
|
4.55%
|
4.1% APRC | £1,499 | |
| 2 year fixed rate - loans over £1m | 75% | 1.94% |
31st January 2023
|
4.55%
|
4.1% APRC |
£1999
|
|
| 2 year fixed rate - Over £500,000 - Full C&I | 75% | 1.49% |
31st January 2023
|
4.55%
|
4.0% APRC | £1499 | |
| Exc 2 year fixed rate - 75% LTV - full C&I | 75% | 1.19% |
31st January 2023
|
4.55%
|
4.0% APRC |
£1999
|
|
| 2 year fixed rate | 80% | 2.09% |
31st January 2023
|
4.55%
|
4.2% APRC | £999 | |
| 2 year fixed rate - Full C&I | 80% | 1.99% |
31st January 2023
|
4.55%
|
4.2% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 80% | 2.28% |
31st January 2023
|
4.55%
|
4.2% APRC |
£0
|
|
| 2 year fixed rate - loans over £1m | 80% | 2.09% |
31st January 2023
|
4.55%
|
4.2% APRC | £1,999 | |
| 2 year fixed rate - £500,000 and Over | 80% | 2.09% |
31st January 2023
|
4.55%
|
4.2% APRC | £1,499 | |
| 2 year fixed rate - £500,000 and Over - Full C&I | 80% | 1.99% |
31st January 2023
|
4.55%
|
4.2% APRC | £1,499 | |
| Product Transfer 2 year fixed rate - Full C&I | 85% | 2.29% |
31st January 2023
|
4.55%
|
4.2% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 85% | 3.11% |
31st January 2023
|
4.55%
|
4.4% APRC |
£0
|
|
| Product Transfer 2 year fixed rate - £500,000 and Over - Full C&I | 85% | 2.29% |
31st January 2023
|
4.55%
|
4.2% APRC | £1,499 | |
| Product Transfer 2 year fixed rate - Full C&I | 90% | 2.39% |
31st January 2023
|
4.55%
|
4.2% APRC |
£999
|
|
| Product Transfer 2 year fixed rate - Fee Offer | 90% | 3.21% |
31st January 2023
|
4.55%
|
4.4% APRC |
£0
|
|
| Product Transfer 2 year fixed rate - loans £500,000 and over - Full C&I | 90% | 2.59% |
31st January 2023
|
4.55%
|
4.3% APRC |
£1499
|
|
| 5 year fixed rate | 75% | 1.65% |
31st January 2026
|
4.55%
|
3.5% APRC | £999 | |
| 5 year fixed rate | 75% | 2.24% |
31st January 2026
|
4.55%
|
3.7% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 75% | 1.99% |
31st January 2026
|
4.55%
|
3.5% APRC |
£0
|
|
| 5 year fixed rate - £500,000 and Over | 75% | 2.24% |
31st January 2026
|
4.55%
|
3.7% APRC | £1,499 | |
| 5 year fixed rate - £500,000 and Over - Full C&I | 75% | 1.65% |
31st January 2026
|
4.55%
|
3.5% APRC | £1,499 | |
| 5 year fixed rate - loans over £1m | 75% | 2.39% |
31st January 2026
|
4.55%
|
3.7% APRC |
£1,999
|
|
| 5 year fixed rate | 80% | 2.34% |
31st January 2026
|
4.55%
|
4.0% APRC | £999 | |
| 5 year fixed rate - Full C&I | 80% | 2.28% |
31st January 2026
|
4.55%
|
3.7% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 80% | 2.59% |
31st January 2026
|
4.55%
|
3.80% APRC |
£0
|
|
| 5 year fixed rate - loans over £1m | 80% | 2.49% |
31st January 2026
|
4.55%
|
3.8% APRC | £1,999 | |
| 5 year fixed rate - £500,000 and Over | 80% | 2.34% |
31st January 2026
|
4.55%
|
3.7% APRC | £1,499 | |
| 5 year fixed rate - £500,000 and Over - Full C&I | 80% | 2.28% |
31st January 2026
|
4.55%
|
3.7% APRC | £1,499 | |
| 5 year fixed rate - Full C&I | 85% | 2.96% |
31st January 2026
|
4.55%
|
4.0% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 85% | 3.19% |
31st January 2026
|
4.55%
|
4.1% APRC |
£0
|
|
| 5 year fixed rate - £500,000 and Over - Full C&I | 85% | 2.96% |
31st January 2026
|
4.55%
|
4.0% APRC | £1,499 | |
| Product Transfer 5 year fixed rate - Full C&I | 90% | 3.01% |
31st January 2026
|
4.55%
|
4.0% APRC |
£999
|
|
| Product Transfer 5 year fixed rate - Fee Offer | 90% | 3.29% |
31st January 2026
|
4.55%
|
4.1% APRC |
£0
|
|
| Product Transfer 5 year fixed rate - loans £500,000 and over - Full C&I | 90% | 3.06% |
31st January 2026
|
4.55%
|
4.0% APRC |
£1499
|
|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate BTL - Over £1m - London and South East only | 75% | 2.69% |
31st January 2023
|
4.95%
|
4.6% APRC | £2,999 | |
| 2 year fixed rate BTL | 60% | 1.69% |
31st January 2023
|
4.95%
|
4.4% APRC |
£999
|
|
| 2 year fixed rate BTL – Over £1m – London and South East only | 60% | 2.19% |
31st January 2023
|
4.95%
|
4.5% APRC | £2,999 | |
| 2 year fixed rate BTL | 75% | 2.59% |
31st January 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| 2 year fixed rate BTL - fee offer | 75% | 2.79% |
31st January 2023
|
4.95%
|
4.6% APRC |
£0
|
|
| Product Transfer 2 year fixed rate BTL - C&I | 80% | 3.09% |
31st January 2023
|
4.95%
|
4.7% APRC |
£1,999
|
|
| 5 year fixed rate BTL | 60% | 2.49% |
31st January 2026
|
4.95%
|
4.1% APRC |
£1,999
|
|
| 5 year fixed rate BTL | 75% | 2.69% |
31st January 2026
|
4.95%
|
4.1% APRC |
£1,999
|
|
| 5 year fixed rate BTL - fee offer | 75% | 2.84% |
31st January 2026
|
4.95%
|
4.1% APRC |
£0
|
|
| 5 year fixed rate BTL - Over £1m - London and South East only | 75% | 2.89% |
31st January 2026
|
4.95%
|
4.2% APRC | £2,999 | |
| Product Transfer 5 year fixed rate BTL - C&I | 80% | 3.49% |
31st January 2026
|
4.95%
|
4.5% APRC |
£1,999
|
|
| Offset Variable Investment Housing Loan | 75% | 4.95% (variable) | No end date | Variable for term | 4.95% APRC |
£1,999
|
|
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year offset discounted SVR | 80% | 2.04% (variable) |
31st January 2023
|
4.55%
|
4.2% APRC | £999 | |
| 2 year offset discounted SVR - £500,000 and Over | 80% | 2.04% (variable) |
31st January 2023
|
4.55%
|
4.2% APRC | £1,499 | |
| 2 year offset discounted SVR - loans over £1m | 80% | 2.34% (variable) |
31st January 2023
|
4.55%
|
4.2% APRC | £1,999 | |
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year discounted SVR (SVR minus 2.81%) | 80% | 1.74% (variable) |
31st January 2023
|
4.55%
|
4.1% APRC | £999 | |
| 2 year discounted SVR (SVR minus 2.81%) - £500,000 and Over | 80% | 1.74% (variable) |
31st January 2023
|
4.55%
|
4.1% APRC | £1,499 | |
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate | 85% | 3.01% |
31st January 2023
|
4.55%
|
4.3% APRC |
£0
|
|
| 2 year fixed rate - Newly qualified professional | 85% | 3.21% |
31st January 2023
|
4.55%
|
4.4% APRC |
£0
|
|
| Product Transfer 2 year fixed rate | 90% | 3.06% |
31st January 2023
|
4.55%
|
4.3% APRC |
£0
|
|
| Product Transfer 2 year fixed rate - Newly qualified professional | 90% | 3.26% |
31st January 2023
|
4.55%
|
4.4% APRC |
£0
|
|
| 5 year fixed rate | 85% | 3.09% |
31st January 2026
|
4.55%
|
4.0% APRC |
£0
|
|
| 5 year fixed rate - Newly qualified professional | 85% | 3.29% |
31st January 2026
|
4.55%
|
4.1% APRC |
£0
|
|
| Product Transfer 5 year fixed rate | 90% | 3.14% |
31st January 2026
|
4.55%
|
4.0% APRC |
£0
|
|
| Product Transfer 5 year fixed rate - Newly qualified professional | 90% | 3.34% |
31st January 2026
|
4.55%
|
4.1% APRC |
£0
|
|
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If you are not an intermediary of the Bank, you should not refer to the information contained in this website. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's mortgage conduct of business rules. This site is intended for UK residents (who are intermediaries of the Bank) unless otherwise stated.
Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 30 St Vincent Place, Glasgow G1 2HL.
