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We offer a range of repayment mortgage products, designed to appeal to both purchasers and current owners. Our product range is available for new applications, and product transfers are available to eligible customers. We take a flexible approach to this sector of the market - talk to us about the needs of your clients.
(Information correct as at 5th August 2020).
Important information - changes to product offering and policy requirements
We have restarted physical valuations and reinstated our product range up to 85% LTV. Some changes to policy requirements remain in place.
We’re continuing to monitor the situation closely and we’re working hard to support you and your customers during these difficult times.
For a full update of all changes please view our dedicated update page.
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate - Full C&I | 75% | 1.44% |
31st October 2022
|
4.55%
|
4.0% APRC | £999 |  |
| 2 year fixed rate - Fee Offer | 75% | 1.63% |
31st October 2022
|
4.55%
|
4.0% APRC |
£0
|
|
| 2 year fixed rate - loans over £1m | 75% | 1.79% |
31st October 2022
|
4.55%
|
4.1% APRC |
£1999
|
|
| 2 year fixed rate - Over £500,000 - Full C&I | 75% | 1.44% |
31st October 2022
|
4.55%
|
4.0% APRC | £1499 | |
| 2 year fixed rate - Full C&I | 80% | 1.54% |
31st October 2022
|
4.55%
|
4.0% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 80% | 1.69% |
31st October 2022
|
4.55%
|
4.0% APRC |
£0
|
|
| 2 year fixed rate - loans over £1m | 80% | 2.04% |
31st October 2022
|
4.55%
|
4.1% APRC | £1,999 | |
| 2 year fixed rate - £500,000 and Over - Full C&I | 80% | 1.54% |
31st October 2022
|
4.55%
|
4.0% APRC | £1,499 | |
| Product Transfer 2 year fixed rate - Full C&I | 85% | 1.79% |
31st October 2022
|
4.55%
|
4.1% APRC | £999 | |
| Product Transfer 2 year fixed rate - Fee Offer | 85% | 2.08% |
31st October 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| Product Transfer 2 year fixed rate - £500,000 and Over - Full C&I | 85% | 1.79% |
31st October 2022
|
4.55%
|
4.1% APRC | £1,499 | |
| Product Transfer 2 year fixed rate - Full C&I | 90% | 2.09% |
31st October 2022
|
4.55%
|
4.2% APRC |
£999
|
|
| Product Transfer 2 year fixed rate - Fee Offer | 90% | 2.29% |
31st October 2022
|
4.55%
|
4.2% APRC |
£0
|
|
| Product Transfer 2 year fixed rate - loans £500,000 and over - Full C&I | 90% | 2.49% |
31st October 2022
|
4.55%
|
4.2% APRC |
£1499
|
|
| Exc 2 year fixed rate Capital and Interest - 75% LTV - full C&I | 75% | 1.19% |
31st October 2022
|
4.55%
|
4.0% APRC |
£1999
|
|
| 5 year fixed rate | 75% | 1.80% |
31st October 2025
|
4.55%
|
3.6% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 75% | 1.82% |
31st October 2025
|
4.55%
|
3.5% APRC |
£0
|
|
| 5 year fixed rate - £500,000 and Over - Full C&I | 75% | 1.80% |
31st October 2025
|
4.55%
|
3.5% APRC | £1,499 | |
| 5 year fixed rate - loans over £1m | 75% | 2.34% |
31st October 2025
|
4.55%
|
3.7% APRC |
£1,999
|
|
| 5 year fixed rate | 80% | 1.83% |
31st October 2025
|
4.55%
|
3.5% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 80% | 2.03% |
31st October 2025
|
4.55%
|
3.60% APRC |
£0
|
|
| 5 year fixed rate - loans over £1m | 80% | 2.44% |
31st October 2025
|
4.55%
|
3.8% APRC | £1,999 | |
| 5 year fixed rate - £500,000 and Over - Full C&I | 80% | 1.83% |
31st October 2025
|
4.55%
|
3.5% APRC | £1,499 | |
| 5 year fixed rate - Full C&I | 85% | 2.25% |
31st October 2025
|
4.55%
|
3.7% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 85% | 2.43% |
31st October 2025
|
4.55%
|
3.7% APRC |
£0
|
|
| 5 year fixed rate - £500,000 and Over - Full C&I | 85% | 2.25% |
31st October 2025
|
4.55%
|
3.7% APRC | £1,499 | |
| Product Transfer 5 year fixed rate - Full C&I | 90% | 2.29% |
31st October 2025
|
4.55%
|
3.7% APRC |
£999
|
|
| Product Transfer 5 year fixed rate - Fee Offer | 90% | 2.69% |
31st October 2025
|
4.55%
|
3.8% APRC |
£0
|
|
| Product Transfer 5 year fixed rate - loans £500,000 and over - Full C&I | 90% | 2.79% |
31st October 2025
|
4.55%
|
3.9% APRC |
£1499
|
|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate BTL | 60% | 1.59% |
31st October 2022
|
4.95%
|
4.6% APRC |
£999
|
|
| 2 year fixed rate BTL - fee offer | 60% | 2.59% |
31st October 2022
|
4.95%
|
4.7% APRC |
£0
|
|
| Buy to let fixed rate - 2 years Capital and Interest Over £1m | 60% | 1.79% |
31st October 2022
|
4.95%
|
4.6% APRC | £2,999 | |
| 2 year fixed rate BTL | 75% | 2.49% |
31st October 2022
|
4.95%
|
4.7% APRC |
£1,999
|
|
| 2 year fixed rate BTL - fee offer | 75% | 2.84% |
31st October 2022
|
4.95%
|
4.7% APRC |
£0
|
|
| 2 year fixed rate BTL - fee offer - purchase special | 75% | 2.79% |
31st October 2022
|
4.95%
|
4.6% APRC |
£0
|
|
| 2 year fixed rate BTL - Purchase Special | 75% | 2.49% |
31st October 2022
|
4.95%
|
4.7% APRC |
£1999
|
|
| 2 year fixed rate BTL - Over £1m - London and South East only | 75% | 2.69% |
31st October 2022
|
4.95%
|
4.6% APRC | £2,999 | |
| 2 year fixed rate BTL - C&I | 80% | 2.99% |
31st October 2022
|
4.95%
|
4.7% APRC |
£1,999
|
|
| 3 year fixed rate BTL | 60% | 2.39% |
31st October 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| 3 year fixed rate BTL | 75% | 2.49% |
31st October 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| Buy to let fixed rate - 3 years - Capital and Interest Over £1m | 75% | 2.79% |
31st October 2023
|
4.95%
|
4.6% APRC | £2,999 | |
| 3 year fixed rate BTL - C&I | 80% | 3.19% |
31st October 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| 5 year fixed rate BTL | 60% | 2.49% |
31st October 2025
|
4.95%
|
4.3% APRC |
£1,999
|
|
| 5 year fixed rate BTL - fee offer | 60% | 2.69% |
31st October 2025
|
4.95%
|
4.1% APRC |
£0
|
|
| 5 year fixed rate BTL | 75% | 2.59% |
31st October 2025
|
4.95%
|
4.1% APRC |
£1,999
|
|
| 5 year fixed rate BTL - fee offer | 75% | 2.79% |
31st October 2025
|
4.95%
|
4.4% APRC |
£0
|
|
| 5 year fixed rate BTL - Over £1m - London and South East only | 75% | 2.89% |
31st October 2025
|
4.95%
|
4.4% APRC | £2,999 | |
| 5 year fixed rate BTL - C&I | 80% | 3.39% |
31st October 2025
|
4.95%
|
4.4% APRC |
£1,999
|
|
| Offset Variable Investment Housing Loan | 75% | 4.95% (variable) | No end date | Variable for term | 5.20% APRC |
£1,999
|
|
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year offset discounted SVR | 80% | 2.04% (variable) |
31st October 2022
|
4.55%
|
4.1% APRC | £999 | |
| 2 year offset discounted SVR - £500,000 and Over | 80% | 2.04% (variable) |
31st October 2022
|
4.55%
|
4.1% APRC | £1,499 | |
| 2 year offset discounted SVR - loans over £1m | 80% | 2.34% (variable) |
31st October 2022
|
4.55%
|
4.2% APRC | £1,999 | |
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year discounted SVR (SVR minus 2.81%) | 80% | 1.74% (variable) |
31st October 2022
|
4.55%
|
4.1% APRC | £999 | |
| 2 year discounted SVR (SVR minus 2.81%) - £500,000 and Over | 80% | 1.74% (variable) |
31st October 2022
|
4.55%
|
4.1% APRC | £1,499 | |
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| Product Transfer 2 year fixed rate | 85% | 2.04% |
31st October 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| Product Transfer 2 year fixed rate - Newly qualified professional | 85% | 2.24% |
31st October 2022
|
4.55%
|
4.2% APRC |
£0
|
|
| Product Transfer 2 year fixed rate | 90% | 2.07% |
31st October 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| Product Transfer 2 year fixed rate - Newly qualified professional | 90% | 2.44% |
31st October 2022
|
4.55%
|
4.2% APRC |
£0
|
|
| 3 year fixed rate - Newly qualified professional | 85% | 2.49% |
31st October 2023
|
4.55%
|
4.0% APRC |
£0
|
|
| Product Transfer 3 year fixed rate - Newly qualified professional | 90% | 2.69% |
31st October 2023
|
4.55%
|
4.1% APRC |
£0
|
|
| 5 year fixed rate | 85% | 2.36% |
31st October 2025
|
4.55%
|
3.7% APRC |
£0
|
|
| 5 year fixed rate - Newly qualified professional | 85% | 2.56% |
31st October 2025
|
4.55%
|
3.8% APRC |
£0
|
|
| Product Transfer 5 year fixed rate | 90% | 2.56% |
31st October 2025
|
4.55%
|
3.8% APRC |
£0
|
|
| Product Transfer 5 year fixed rate - Newly qualified professional | 90% | 2.76% |
31st October 2025
|
4.55%
|
3.9% APRC |
£0
|
|
Our online application makes it quick and easy to apply for your customer
Apply onlineLending Policy & New Business enquiries
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Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 30 St Vincent Place, Glasgow G1 2HL.
