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We offer a range of repayment mortgage products, designed to appeal to both purchasers and current owners. Our product range is available for new applications, and product transfers are available to eligible customers. We take a flexible approach to this sector of the market - talk to us about the needs of your clients.
(Information correct as at 5th May 2020).
Important information - changes to product offering and policy requirements
Following the Government guidance to “stay at home”, we have seen valuation panel managers across the industry stop all physical valuations. Where possible, we will use alternative ways to value a property, such as desktop surveys and AVMs. Unfortunately, this will not be available in all cases and therefore we’ve had to make some changes to our product offering. We have also made changes to some of our policy requirements.
We’re continuing to monitor the current situation closely and we’re working hard to support you and your customers during these difficult times.
For a full update of all changes please view our dedicated update page.
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate | 65% | 1.79% |
31st July 2022
|
4.55%
|
4.1% APRC | 999 |  |
| 2 year fixed rate - Full C&I | 65% | 1.44% |
31st July 2022
|
4.55%
|
4.10% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 65% | 1.57% |
31st July 2022
|
4.55%
|
4.0% APRC |
£0 |
|
| 2 year fixed rate | 75% | 1.79% |
31st July 2022
|
4.55%
|
4.2% APRC | £999 | |
| 2 year fixed rate - Full C&I | 75% | 1.44% |
31st July 2022
|
4.55%
|
4.1% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 75% | 1.57% |
31st July 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| 2 year fixed rate - £500,000 and Over | 75% | 1.79% |
31st July 2022
|
4.55%
|
4.3% APRC | £1,499 | |
| 2 year fixed rate - loans over £1m | 75% | 1.79% |
31st July 2022
|
4.55%
|
4.6% APRC |
£1999
|
|
| 2 year fixed rate - loans over £1m - Full C&I | 75% | 1.74% |
31st July 2022
|
4.55%
|
4.1% APRC |
£1999
|
|
| 2 year fixed rate - Over £500,000 - Full C&I | 75% | 1.44% |
31st July 2022
|
4.55%
|
4.0% APRC | £1499 | |
| 2 year fixed rate | 80% | 2.04% |
31st July 2022
|
4.55%
|
4.3% APRC | £999 | |
| 2 year fixed rate - Full C&I | 80% | 1.54% |
31st July 2022
|
4.55%
|
4.1% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 80% | 1.69% |
31st July 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| 2 year fixed rate - loans over £1m | 80% | 2.04% |
31st July 2022
|
4.55%
|
4.1% APRC | £1,999 | |
| 2 year fixed rate - loans over £1m - Full C&I | 80% | 1.84% |
31st July 2022
|
4.55%
|
4.1% APRC | £1,999 | |
| 2 year fixed rate - £500,000 and Over | 80% | 2.04% |
31st July 2022
|
4.55%
|
4.3% APRC | £1,499 | |
| 2 year fixed rate - £500,000 and Over - Full C&I | 80% | 1.54% |
31st July 2022
|
4.55%
|
4.1% APRC | £1,499 | |
| 2 year fixed rate - Full C&I | 85% | 1.79% |
31st July 2022
|
4.55%
|
4.1% APRC | £999 | |
| 2 year fixed rate - Fee Offer | 85% | 1.99% |
31st July 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| 2 year fixed rate - £500,000 and Over - Full C&I | 85% | 1.79% |
31st July 2022
|
4.55%
|
4.1% APRC | £1,499 | |
| 2 year fixed rate - Full C&I | 90% | 2.09% |
31st July 2022
|
4.55%
|
4.2% APRC |
£999
|
|
| 2 year fixed rate - Fee Offer | 90% | 2.29% |
31st July 2022
|
4.55%
|
4.2% APRC |
£0
|
|
| 2 year fixed rate - loans £500,000 and over - Full C&I | 90% | 2.49% |
31st July 2022
|
4.55%
|
4.3% APRC |
£1499
|
|
| 5 year fixed rate | 65% | 2.19% |
31st July 2025
|
4.55%
|
4.0% APRC | £999 | |
| 5 year fixed rate - Full C&I | 65% | 1.80% |
31st July 2025
|
4.55%
|
3.5% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 65% | 1.82% |
31st July 2025
|
4.55%
|
3.5% APRC |
£0 |
|
| 5 year fixed rate | 75% | 2.19% |
31st July 2025
|
4.55%
|
4.0% APRC | £999 | |
| 5 year fixed rate - Full C&I | 75% | 1.80% |
31st July 2025
|
4.55%
|
3.5% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 75% | 1.82% |
31st July 2025
|
4.55%
|
3.5% APRC |
£0
|
|
| 5 year fixed rate - £500,000 and Over | 75% | 2.19% |
31st July 2025
|
4.55%
|
3.9% APRC | £1,499 | |
| 5 year fixed rate - £500,000 and Over - Full C&I | 75% | 1.80% |
31st July 2025
|
4.55%
|
3.5% APRC | £1,499 | |
| 5 year fixed rate - loans over £1m | 75% | 2.34% |
31st July 2025
|
4.55%
|
4.0% APRC |
£1,999
|
|
| 5 year fixed rate - loans over £1m - Full C&I | 75% | 2.19% |
31st July 2025
|
4.55%
|
3.6% APRC |
£1,999
|
|
| 5 year fixed rate | 80% | 2.24% |
31st July 2025
|
4.55%
|
4.0% APRC | £999 | |
| 5 year fixed rate - Full C&I | 80% | 1.83% |
31st July 2025
|
4.55%
|
3.5% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 80% | 1.94% |
31st July 2025
|
4.55%
|
3.5% APRC |
£0
|
|
| 5 year fixed rate - loans over £1m | 80% | 2.44% |
31st July 2025
|
4.55%
|
4.0% APRC | £1,999 | |
| 5 year fixed rate - loans over £1m - Full C&I | 80% | 2.29% |
31st July 2025
|
4.55%
|
3.7% APRC | £1,999 | |
| 5 year fixed rate - £500,000 and Over | 80% | 2.24% |
31st July 2025
|
4.55%
|
4.0% APRC | £1,499 | |
| 5 year fixed rate - £500,000 and Over - Full C&I | 80% | 1.83% |
31st July 2025
|
4.55%
|
3.5% APRC | £1,499 | |
| 5 year fixed rate - Full C&I | 85% | 2.19% |
31st July 2025
|
4.55%
|
3.7% APRC | £999 | |
| 5 year fixed rate - Fee Offer | 85% | 2.29% |
31st July 2025
|
4.55%
|
3.7% APRC |
£0
|
|
| 5 year fixed rate - £500,000 and Over - Full C&I | 85% | 2.19% |
31st July 2025
|
4.55%
|
3.7% APRC | £1,499 | |
| 5 year fixed rate - Full C&I | 90% | 2.29% |
31st July 2025
|
4.55%
|
3.7% APRC |
£999
|
|
| 5 year fixed rate - Fee Offer | 90% | 2.69% |
31st July 2025
|
4.55%
|
3.9% APRC |
£0
|
|
| 5 year fixed rate - loans £500,000 and over - Full C&I | 90% | 2.79% |
31st July 2025
|
4.55%
|
3.9% APRC |
£1499
|
|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate BTL | 60% | 1.59% |
31st July 2022
|
4.95%
|
4.6% APRC |
£999
|
|
| 2 year fixed rate BTL - fee offer | 60% | 2.59% |
31st July 2022
|
4.95%
|
4.7% APRC |
£0
|
|
| Buy to let fixed rate - 2 years Capital and Interest Over £1m | 60% | 1.79% |
31st July 2022
|
4.95%
|
4.6% APRC | £2,999 | |
| 2 year fixed rate BTL | 75% | 2.49% |
31st July 2022
|
4.95%
|
4.7% APRC |
£1,999
|
|
| 2 year fixed rate BTL - fee offer | 75% | 2.84% |
31st July 2022
|
4.95%
|
4.8% APRC |
£0
|
|
| 2 year fixed rate BTL - Over £1m - London and South East only | 75% | 2.69% |
31st July 2022
|
4.95%
|
4.6% APRC | £2,999 | |
| 2 year fixed rate BTL - C&I | 80% | 2.99% |
31st July 2022
|
4.95%
|
4.7% APRC |
£1,999
|
|
| 3 year fixed rate BTL | 60% | 2.39% |
31st July 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| 3 year fixed rate BTL | 75% | 2.49% |
31st July 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| Buy to let fixed rate - 3 years - Capital and Interest Over £1m | 75% | 2.79% |
31st July 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| 3 year fixed rate BTL - C&I | 80% | 3.19% |
31st July 2023
|
4.95%
|
4.6% APRC |
£1,999
|
|
| 5 year fixed rate BTL | 60% | 2.49% |
31st July 2025
|
4.95%
|
4.3% APRC |
£1,999
|
|
| 5 year fixed rate BTL - fee offer | 60% | 2.69% |
31st July 2025
|
4.95%
|
4.4% APRC |
£0
|
|
| 5 year fixed rate BTL | 75% | 2.59% |
31st July 2025
|
4.95%
|
4.4% APRC |
£1,999
|
|
| 5 year fixed rate BTL - fee offer | 75% | 2.79% |
31st July 2025
|
4.95%
|
4.4% APRC |
£0
|
|
| 5 year fixed rate BTL - Over £1m - London and South East only | 75% | 2.89% |
31st July 2025
|
4.95%
|
4.4% APRC | £2,999 | |
| 5 year fixed rate BTL - C&I | 80% | 3.39% |
31st July 2025
|
4.95%
|
4.4% APRC |
£1,999
|
|
| Offset Variable Investment Housing Loan | 75% | 4.95% (variable) | No end date | Variable for term | 5.20% APRC |
£1,999
|
|
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year offset discounted SVR | 65% | 2.04% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC | £999 | |
| 2 year offset discounted SVR | 75% | 2.04% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC | £999 | |
| 2 year offset discounted SVR - £500,000 and Over | 75% | 2.04% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC | £1,499 | |
| 2 year offset discounted SVR | 80% | 2.14% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC | £999 | |
| 2 year offset discounted SVR - £500,000 and Over | 80% | 2.14% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC | £1,499 | |
| 2 year offset discounted SVR - loans over £1m | 75% |
2.34% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC |
£1,999
|
|
| 2 year offset discounted SVR - loans over £1m | 80% | 2.44% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC | £1,999 | |
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year discounted SVR (SVR minus 2.71%) | 75% | 1.84% (variable) |
31st July 2022
|
4.55%
|
4.2% APRC | £999 | |
| 2 year discounted SVR (SVR minus 2.71%) - £500,000 and Over | 75% | 1.84% (variable) |
31st July 2022
|
4.55%
|
4.1% APRC | £1,499 | |
| 2 year discounted SVR (SVR minus 2.61%) | 80% | 1.94% (variable) |
31st July 2022
|
4.55%
|
4.1% APRC | £999 | |
| 2 year discounted SVR (SVR minus 2.61%) - £500,000 and Over | 80% | 1.94% (variable) |
31st July 2022
|
4.55%
|
4.1% APRC | £1,499 | |
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate - Fee offer | 85% | 1.89% |
31st July 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| 2 year fixed rate - Newly qualified professional | 85% | 2.09% |
31st July 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| 2 year fixed rate - Fee offer | 90% | 2.07% |
31st July 2022
|
4.55%
|
4.1% APRC |
£0
|
|
| 2 year fixed rate - Newly qualified professional | 90% | 2.19% |
31st July 2022
|
4.55%
|
4.2% APRC |
£0
|
|
| 3 year fixed rate - Newly qualified professional | 85% | 2.49% |
31st July 2023
|
4.55%
|
4.1% APRC |
£0
|
|
| 3 year fixed rate - Newly qualified professional | 90% | 2.69% |
31st July 2023
|
4.55%
|
4.1% APRC |
£0
|
|
| 5 year fixed rate - Fee offer | 85% | 2.19% |
31st July 2025
|
4.55%
|
3.6% APRC |
£0
|
|
| 5 year fixed rate - Newly qualified professional | 85% | 2.49% |
31st July 2025
|
4.55%
|
3.8% APRC |
£0
|
|
| 5 year fixed rate - Fee offer | 90% | 2.34% |
31st July 2025
|
4.55%
|
3.7% APRC |
£0
|
|
| 5 year fixed rate - Newly qualified professional | 90% | 2.54% |
31st July 2025
|
4.55%
|
3.8% APRC |
£0
|
|
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If you are not an intermediary of the Bank, you should not refer to the information contained in this website. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's mortgage conduct of business rules. This site is intended for UK residents (who are intermediaries of the Bank) unless otherwise stated.
Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 30 St Vincent Place, Glasgow G1 2HL.
