We offer a range of repayment mortgage products, designed to appeal to both purchasers and current owners. Our product range is available for new applications, and product transfers are available to eligible customers. We take a flexible approach to this sector of the market - talk to us about the needs of your clients.
(Information correct as at 16th May 2025).
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 Year Discounted Offset <=80% LTV (OVR minus 1.70%) <=£1m - Capital and Interest BO1679 | 80% | 5.79% (variable) |
31st July 2027
|
7.49% | 7.40% APRC | £999.00 |  |
| Broker - 2 Year Discounted Offset <=80% (OVR minus 1.50%) > £1m - Capital and Interest BO1681 | 80% | 5.99% (variable) |
31st July 2027
|
7.49% | 7.50% APRC | £1999.00 | |
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate CI1702 | 65% | 4.28% |
31st July 2027
|
7.49%
|
7.10% APRC |
£0
|
|
| 2 year fixed rate CI1638 | 75% | 4.43% |
31st July 2027
|
7.49%
|
7.10% APRC |
£0
|
|
| 2 year fixed rate CI1703 | 80% | 4.74% |
31st July 2027
|
7.49%
|
7.20% APRC |
£0
|
|
| 2 year fixed rate CI1360 | 85% | 4.85% |
31st July 2027
|
7.49%
|
7.20% APRC |
£0
|
|
| 2 year fixed rate CI1362 | 90% | 4.89% |
31st July 2027
|
7.49%
|
7.20% APRC |
£0
|
|
| 2 year fixed rate - Newly qualified professional CI1361 | 90% | 4.95% |
31st July 2027
|
7.49%
|
7.20% APRC |
£0
|
|
| 2 year fixed rate - Newly qualified professional CI1457 | 95% | 5.28% |
31st July 2027
|
7.49%
|
7.30% APRC |
£0
|
|
| 5 year fixed rate Capital and Interest CI1704 | 65% | 4.19% |
31st July 2030
|
7.49%
|
6.20% APRC |
£0
|
|
| 5 year fixed rate Capital and Interest CI1640 | 75% | 4.39% |
31st July 2030
|
7.49%
|
6.30% APRC |
£0
|
|
| 5 year fixed rate Capital and Interest CI1705 | 80% | 4.54% |
31st July 2030
|
7.49%
|
6.40% APRC |
£0
|
|
| 5 year fixed rate Capital and Interest CI1364 | 85% | 4.79% |
31st July 2030
|
7.49%
|
6.50% APRC |
£0
|
|
| 5 year fixed rate CI1366 | 90% | 4.89% |
31st July 2030
|
7.49%
|
6.50% APRC |
£0
|
|
| 5 year fixed rate - Newly qualified professional CI1365 | 90% | 4.69% |
31st July 2030
|
7.49%
|
6.50% APRC |
£0
|
|
| 5 year fixed rate - Newly qualified professional CI1458 | 95% | 5.03% |
31st July 2030
|
7.49%
|
6.60% APRC |
£0
|
|
Our online application makes it quick and easy to apply for your customer
Apply onlineTo discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.
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Chat nowTo discuss applications already submitted, please call 0800 917 8363.**Monday - Friday, 9.00am - 5.00pm, except Wednesdays, 9.30am - 5.00pm
If you are not an intermediary of the Bank, you should not refer to the information contained in this website. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's mortgage conduct of business rules. This site is intended for UK residents (who are intermediaries of the Bank) unless otherwise stated.
Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 177 Bothwell Street, Glasgow G2 7ER.
