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Professional residential fixed rate - 2 years Capital and Interest CI1362

For loans up to 90% of property value

Product nameProfessional residential fixed rate - 2 years Capital and Interest CI1362
Initial rate5.84%
Initial rate expires on
31st August 2026
Rate thereafterStandard Variable Rate, currently
Overall cost for comparison9.10% APRC
Product fee
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Purchases: Free Valuation for new customers

Re-mortgages: Free valuation and free legal fees(if using banks own solicitors)


Applicants must be aged 18 or over. All loans are subject to status. Security will be required. Not available for business purposes.

To qualify, one or more of the applicants must be fully qualified and employed in the following occupations: Accountants, Architects, Barristers, Chartered Surveyors, Engineers, Financial Advisers (including Mortgage Advisors), Medical (Ambulance Workers, Dentists, Doctors, Nurses, and any NHS band 3+ or non-NHS equivalent), Pilots, Police Officers, Solicitors, Teachers, Vets.

Maximum loan amount£1,000,000
Maximum loan to value90%
Minimum loan amount£100,000
Early repayment charge3% in year one
2% in year two
Special offers

Purchase or Unencumbered: One free valuation for properties up to £3m

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m – No incentives

All incentives are subject to qualifying criteria being met

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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Quick links

Our online application makes it quick and easy to apply for your customer

Apply online

To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

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For quick info on our products or lending policy, visit our product and lending criteria pages or use our live chat.

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To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.30pm, except Wednesdays, 9.30am - 5.30pm

Procuration fee enquiries

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