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Last updated 15 January 2026

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2 Year Fixed <=60% - BO1651 60% 4.84% 31st March 2028 31/03/28 Currently 7.49% £1,999 1999

2 Year Fixed <=60% - BO1651

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year Fixed <=60% - BO1651
2 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1343 60% 5.10% 31st March 2028 31/03/28 Currently 7.49% £2,999 2999

2 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1343

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,500,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1343
5 Year Fixed <=60% - BO1345 60% 4.99% 31st March 2031 31/03/31 Currently 7.49% £1,999 1999

5 Year Fixed <=60% - BO1345

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year Fixed <=60% - BO1345
5 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1652 60% 5.28% 31st March 2031 31/03/31 Currently 7.49% £2,999 2999

5 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1652

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,500,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1652
Broker Exclusive BTL Purchase - 5 Year Fixed <=60% - BO1735 60% 4.65% 31st March 2031 31/03/31 Currently 7.49% £999 999

Broker Exclusive BTL Purchase - 5 Year Fixed <=60% - BO1735

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Broker Exclusive BTL Purchase - 5 Year Fixed <=60% - BO1735
Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667 60% 4.94% 31st March 2028 31/03/28 Currently 7.49% £0 0

Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667
Fee Offer - 5 Year IHL Fixed <= 60% LTV - BO1670 60% 5.13% 31st March 2031 31/03/31 Currently 7.49% £0 0

Fee Offer - 5 Year IHL Fixed <= 60% LTV - BO1670

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 5 Year IHL Fixed <= 60% LTV - BO1670
2 Year Fixed <=75% - BO1341 75% 4.99% 31st March 2028 31/03/28 Currently 7.49% £1,999 1999

2 Year Fixed <=75% - BO1341

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year Fixed <=75% - BO1341
2 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1344 75% 5.29% 31st March 2028 31/03/28 Currently 7.49% £2,999 2999

2 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1344

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,500,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1344
Broker Exclusive BTL 2 Year Fixed <=75% >£500k - BO1698 75% 4.79% 31st March 2028 31/03/28 Currently 7.49% £3,999 3999

Broker Exclusive BTL 2 Year Fixed <=75% >£500k - BO1698

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Broker Exclusive BTL 2 Year Fixed <=75% >£500k - BO1698
5 Year Fixed <=75% - BO1346 75% 5.09% 31st March 2031 31/03/31 Currently 7.49% £1,999 1999

5 Year Fixed <=75% - BO1346

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year Fixed <=75% - BO1346
5 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1348 75% 5.39% 31st March 2031 31/03/31 Currently 7.49% £2,999 2999

5 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1348

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,500,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1348
Broker Exclusive BTL 5 Year Fixed <=75% >£500k - BO1699 75% 5.04% 31st March 2031 31/03/31 Currently 7.49% £3,999 3999

Broker Exclusive BTL 5 Year Fixed <=75% >£500k - BO1699

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Broker Exclusive BTL 5 Year Fixed <=75% >£500k - BO1699
Fee Offer - 2 Year IHL Fixed <= 75% LTV - BO1668 75% 5.14% 31st March 2028 31/03/28 Currently 7.49% £0 0

Fee Offer - 2 Year IHL Fixed <= 75% LTV - BO1668

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 2 Year IHL Fixed <= 75% LTV - BO1668
Fee Offer - 5 Year IHL Fixed <= 75% LTV - BO1671 75% 5.24% 31st March 2031 31/03/31 Currently 7.49% £0 0

Fee Offer - 5 Year IHL Fixed <= 75% LTV - BO1671

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 5 Year IHL Fixed <= 75% LTV - BO1671
2 Year Fixed <=80% - BO1602 80% 5.53% 31st March 2028 31/03/28 Currently 7.49% £1,999 1999

2 Year Fixed <=80% - BO1602

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £750,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year Fixed <=80% - BO1602
5 Year Fixed <=80% - BO1603 80% 5.22% 31st March 2031 31/03/31 Currently 7.49% £1,999 1999

5 Year Fixed <=80% - BO1603

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £750,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year Fixed <=80% - BO1603
Fee Offer - 2 Year IHL Fixed <= 80% LTV - BO1669 80% 5.73% 31st March 2028 31/03/28 Currently 7.49% £0 0

Fee Offer - 2 Year IHL Fixed <= 80% LTV - BO1669

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £500,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 2 Year IHL Fixed <= 80% LTV - BO1669
Fee Offer - 5 Year IHL Fixed <= 80% LTV - BO1672 80% 5.42% 31st March 2031 31/03/31 Currently 7.49% £0 0

Fee Offer - 5 Year IHL Fixed <= 80% LTV - BO1672

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount £500,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 5 Year IHL Fixed <= 80% LTV - BO1672
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