For loans up to 75% of property value
Product name | Residential fixed rate - 5 years Capital and Interest BO1397 |
Initial rate | 4.39% |
Initial rate expires on | 31st January 2030
|
Rate thereafter | Standard Variable Rate, currently 8.99% |
Overall cost for comparison | 7.20% APRC |
Product fee | £1,999 |
Option to add product fees to mortgage | The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV. |
Legal and Valuation Fees | Purchases: No Incentives Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors) |
Eligibility | Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages |
Maximum loan amount | £5,000,000 |
Maximum loan to value | 75% |
Minimum loan amount | £1,000,001 |
Early repayment charge | 5% in years one and two 4% in year three 3% in year four 2% in year five |
Special offers | Purchase: None Remortgage: One free valuation for properties up to £3m. |
Overpayment permitted | Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions. |
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