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Residential fixed rate - 2 years Capital and Interest - Full C&I CI1372

For loans up to 85% of property value

Product nameResidential fixed rate - 2 years Capital and Interest - Full C&I CI1372
Initial rate1.80%
Initial rate expires on
30th November 2023
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison4.1% APRC
Product fee£999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors

Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Maximum loan amount

The maximum loan size is £1,000,000

Maximum loan to value85%
Minimum loan amount£80,000
Early repayment charge3% in year one
2% in year two
Special offers

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m – No incentives

All incentives are subject to qualifying criteria being met

The product fee for existing customers completing a product transfer is £499

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now

 

# New customers: Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) and one free valuation on properties worth £3m, or less. If the property to be mortgaged is currently unencumbered then a free valuation is available.

Quick links

Our online application makes it quick and easy to apply for your customer

Apply online

To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

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For quick info on our products or lending policy, visit our product and lending criteria pages or use our live chat.

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To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.30pm, except Wednesdays, 9.30am - 5.30pm

Procuration fee enquiries

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