We offer a range of mortgage products, designed to appeal to both purchasers and current owners. Our product range is available for new applications, and product transfers are available to eligible customers. We take a flexible approach to this sector of the market - talk to us about the needs of your clients.
(Information correct as at 15th September 2025).
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate BO1399 | 65% | 4.05% |
31st December 2027
|
6.99%
|
6.80% APRC | £999 |  |
| 2 year fixed rate Interest Only BO1740 | 65% | 4.15% |
31st December 2027
|
6.99%
|
6.80% APRC | £1999 | |
| 2 year fixed rate Interest Only BO1752 | 65% | 4.05% |
31st December 2027
|
6.99%
|
6.80% APRC | £1999 | |
| 2 year fixed rate BO1368 | 75% | 4.14% |
31st December 2027
|
6.99%
|
6.80% APRC | £999 | |
| 2 year fixed rate Interest Only BO1741 | 75% | 4.24% |
31st December 2027
|
6.99%
|
6.80% APRC | £1999 | |
| 2 year fixed rate Interest Only BO1753 | 75% | 4.14% |
31st December 2027
|
6.99%
|
6.80% APRC | £1999 | |
| 2 year fixed rate Interest Only BO1754 | 80% | 4.50% |
31st December 2027
|
6.99%
|
6.80% APRC | £1999 | |
| 5 year fixed rate BO1401 | 65% | 4.21% |
31st December 2030
|
6.99%
|
6.30% APRC | £999 | |
| 5 year fixed rate Interest Only BO1743 | 65% | 4.31% |
31st December 2030
|
6.99%
|
6.30% APRC | £1999 | |
| 5 year fixed rate Interest Only BO1744 | 75% | 4.36% |
31st December 2030
|
6.99%
|
6.30% APRC | £1999 | |
| 5 year fixed rate Interest Only BO1759 | 65% | 4.21% |
31st December 2030
|
6.99%
|
6.20% APRC | £1999 | |
| 5 year fixed rate Interest Only BO1760 | 75% | 4.26% |
31st December 2030
|
6.99%
|
6.30% APRC | £999 | |
| 5 year fixed rate Interest Only BO1761 | 80% | 4.45% |
31st December 2030
|
6.99%
|
6.30% APRC | £1999 | |
| Broker Exclusive - 2 Year Fixed <= 50% LTV - Loan > £1m - £3m Interest Only BO1725 | 50% | 3.96% |
31st December 2027
|
6.99%
|
6.70% APRC |
£3,999
|
|
| 2 year fixed rate - £500,000 and Over BO1400 | 65% | 4.05% |
31st December 2027
|
6.99%
|
6.80% APRC | £1,499 | |
| 2 year fixed rate - £500,000 and Over BO1374 | 75% | 4.14% |
31st December 2027
|
6.99%
|
6.80% APRC | £1,499 | |
| 2 year fixed rate - £500,000 and Over BO1376 | 80% | 4.50% |
31st December 2027
|
6.99%
|
6.80% APRC | £1499 | |
| 5 year fixed rate BO1385 | 75% | 4.26% |
31st December 2030
|
6.99%
|
6.30% APRC | £999 | |
| 5 year fixed rate BO1387 | 80% | 4.45% |
31st December 2030
|
6.99%
|
6.30% APRC | £999 | |
| Broker Exclusive - 5 Year Fixed <= 50% LTV - Loan > £1m - £3m Interest Only BO1726 | 50% | 4.17% |
31st December 2030
|
6.99%
|
6.20% APRC |
£3,999
|
|
| 5 year fixed rate - £500,000 and Over Interest Only BO1402 | 65% | 4.21% |
31st December 2030
|
6.99%
|
6.20% APRC | £1,499 | |
| 5 year fixed rate - £500,000 and Over Interest Only BO1391 | 75% | 4.26% |
31st December 2030
|
6.99%
|
6.30% APRC | £1,499 | |
| 5 year fixed rate - £500,000 and Over BO1393 | 80% | 4.45% |
31st December 2030
|
6.99%
|
6.30% APRC | £1,499 | |
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| Broker - 2 Year Discounted Offset <=80% (OVR minus 1.75%) > £1m Interest Only - BO1681 | 80% | 5.39% (variable) |
31st December 2027
|
7.14% | 7.40% APRC | £1999 | |
| 2 Year Discounted Offset <=80% LTV (OVR minus 1.95%) <=£1m - Interest Only - BO1679 | 80% | 5.19% (variable) |
31st December 2027
|
7.14% | 7.40% APRC | £999 | |
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
The maximum Loan to Value for any Interest Only element of a mortgage is 75%. Where any part of the mortgage is Interest Only these products are to be used for both the Interest Only and Capital & Interest elements.
Our online application makes it quick and easy to apply for your customer
Apply onlineTo discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.
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To discuss a new application with one of our Telephony experts, call 0800 1412 104. Lines open 9:00am to 5:00pm Monday to Friday
For updates on an application you have already submitted use case tracker or call 0800 9178 363. Lines open Monday - Friday* 9:00am - 5:00pm, except Wednesdays, 9:30am - 5:00pm)
If you are not an intermediary of the Bank, you should not refer to the information contained in this website. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's mortgage conduct of business rules. This site is intended for UK residents (who are intermediaries of the Bank) unless otherwise stated.
Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 177 Bothwell Street, Glasgow G2 7ER.
