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We offer a range of mortgage products, designed to appeal to both purchasers and current owners. Our product range is available for new applications, and product transfers are available to eligible customers. We take a flexible approach to this sector of the market - talk to us about the needs of your clients.
(Information correct as at 30th November 2023).
| Deal | Max LTV | Initial rate | Until | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| 2 year fixed rate BO1399 | 65% | 5.25% |
31st January 2026
|
9.49%
|
9.10% APRC | £999 |  |
| 2 year fixed rate - £500,000 and Over BO1400 | 65% | 5.25% |
31st January 2026
|
9.49%
|
9.10% APRC | £1,499 | |
| 2 year fixed rate - loans over £1m BO1601 | 65% | 5.30% |
31st January 2026
|
9.49%
|
9.10% APRC |
£1,999
|
|
| 2 year fixed rate BO1368 | 75% | 5.35% |
31st January 2026
|
9.49%
|
9.10% APRC | £999 | |
| 2 year fixed rate - £500,000 and Over BO1374 | 75% | 5.35% |
31st January 2026
|
9.49%
|
9.10% APRC | £1,499 | |
| 2 year fixed rate - loans over £1m BO1380 | 75% | 5.40% |
31st January 2026
|
9.49%
|
9.10% APRC |
£1,999
|
|
| 2 year fixed rate BO1370 | 80% | 5.85% |
31st January 2026
|
9.49%
|
9.20% APRC | £999 | |
| 2 year fixed rate - loans over £1m BO1381 | 80% | 5.90% |
31st January 2026
|
9.49%
|
9.20% APRC | £1,999 | |
| 2 year fixed rate - £500,000 and Over BO1376 | 80% | 5.85% |
31st January 2026
|
9.49%
|
9.20% APRC | £1499 | |
| 5 year fixed rate BO1401 | 65% | 4.90% |
31st January 2029
|
9.49%
|
8.10% APRC | £999 | |
| 5 year fixed rate - £500,000 and Over Interest Only BO1402 | 65% | 4.90% |
31st January 2029
|
9.49%
|
8.10% APRC | £1,499 | |
| 5 year fixed rate - loans over £1m BO1600 | 65% | 4.95% |
31st January 2029
|
9.49%
|
8.10% APRC |
£1,999
|
|
| 5 year fixed rate BO1385 | 75% | 5.00% |
31st January 2029
|
9.49%
|
8.10% APRC | £999 | |
| 5 year fixed rate - £500,000 and Over Interest Only BO1391 | 75% | 5.00% |
31st January 2029
|
9.49%
|
8.10% APRC | £1,499 | |
| 5 year fixed rate - loans over £1m BO1397 | 75% | 5.05% |
31st January 2029
|
9.49%
|
8.10% APRC |
£1,999
|
|
| 5 year fixed rate - loans over £1m BO1398 | 80% | 5.40% |
31st January 2029
|
9.49%
|
8.30 APRC | £1,999 | |
| 5 year fixed rate BO1387 | 80% | 5.35% |
31st January 2029
|
9.49%
|
8.20% APRC | £999 | |
| 5 year fixed rate - £500,000 and Over BO1393 | 80% | 5.35% |
31st January 2029
|
9.49%
|
8.20% APRC | £1,499 | |
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee | |
|---|---|---|---|---|---|---|---|
| Broker - 2 Year Discounted Offset <=80% (OVR minus 3.31%) > £1m IO or PP - BO1681 | 80% | 6.39% (variable) |
31st January 2026
|
9.70% | 9.80% APRC | £1999 | |
| 2 Year Discounted Offset <=80% LTV (OVR minus 3.61%) < £500k IO or PP - Interest Only - BO1679 | 80% | 6.09% (variable) |
31st January 2026
|
9.70% | 9.70% APRC | £999 | |
| 2 Year Discounted Offset <=80% LTV (OVR minus 3.61%) >= £500k IO or PP - Interest Only - BO1680 | 80% | 6.09% (variable) |
31st January 2026
|
9.70% | 9.70% APRC | £1499 | |
| Deal | Max LTV | Initial rate | Discounted rate expires | Follow-on rate (variable) | Overall cost for comparison | Product fee |
|---|
The maximum Loan to Value for any Interest Only element of a mortgage is 75%. Where any part of the mortgage is Interest Only these products are to be used for both the Interest Only and Capital & Interest elements.
Our online application makes it quick and easy to apply for your customer
Apply onlineTo discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.
Find your BDMsFor quick info on our products or lending policy, visit our product and lending criteria pages or use our live chat.
Chat nowTo discuss applications already submitted, please call 0800 917 8363.**Monday - Friday, 9.00am - 5.30pm, except Wednesdays, 9.30am - 5.30pm
If you are not an intermediary of the Bank, you should not refer to the information contained in this website. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's mortgage conduct of business rules. This site is intended for UK residents (who are intermediaries of the Bank) unless otherwise stated.
Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 177 Bothwell Street, Glasgow G2 7ER.
