Offset Variable Investment Housing Loan Interest Only BO1005

For loans up to 75% of property value

Product name	Offset Variable Investment Housing Loan Interest Only BO1005
Initial rate	7.74% (variable)
Initial rate expires on	No end date
Rate thereafter	Variable for term
Overall cost for comparison	8.10% APRC
Product fee	£1,999
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Purchase: One free valuation for properties up to £3m Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m Properties over £3m – No incentives All incentives are subject to qualifying criteria being met
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount	£1,000,000
Maximum loan to value	75%
Minimum loan amount	£80,000
Special offers	Purchase: One free valuation for properties up to £3m Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m Properties over £3m – No incentives All incentives are subject to qualifying criteria being met.
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