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Residential fixed rate - 2 years Capital and Interest - Fee Offer CI1352

For loans up to 90% of property value

Product nameResidential fixed rate - 2 years Capital and Interest - Fee Offer CI1352
Initial rate4.84%
Initial rate expires on
31st December 2027
Rate thereafterStandard Variable Rate, currently
6.99%
Overall cost for comparison6.80% APRC
Product fee
£0
Legal and Valuation Fees

Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m – No incentives

All incentives are subject to qualifying criteria being met

Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

Maximum loan amount£600,000
Maximum loan to value90%
Minimum loan amount£80,000
Early repayment charge2.5% in year one
1.5% in year two
Special offersPurchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m – No incentives

All incentives are subject to qualifying criteria being met
Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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To discuss a new application with one of our Telephony experts, call 0800 1412 104. Lines open 9:00am to 5:00pm Monday to Friday

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