Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667 - C&I

For loans up to 60% of property value

Product name	Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667 - C&I
Initial rate	4.94%
Initial rate expires on	31st October 2027
Rate thereafter	Offset variable Investment Housing Loan Rate, currently 7.74%
Overall cost for comparison	7.60% APRC
Product fee	£0
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Purchase: Free Valuation Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages
Maximum loan amount	£1,000,000
Maximum loan to value	60%
Minimum loan amount	£80,000
Early repayment charge	3% in year one 2% in year two
Special offers	Purchase: One free valuation for properties up to £3m Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m Properties over £3m – No incentives All incentives are subject to qualifying criteria being met.
Overpayment permitted	Yes, up to 10% of outstanding loan each year without penalty
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