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Residential fixed rate - 2 years Capital and Interest BO1380

For loans up to 75% of property value

Product nameResidential fixed rate - 2 years Capital and Interest BO1380
Initial rate5.36%
Initial rate expires on
31st October 2026
Rate thereafterStandard Variable Rate, currently
Overall cost for comparison8.80% APRC
Product fee
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Purchases: None

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)


Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages

Maximum loan amount£5,000,000 - maximum LTV 75%
Maximum loan to value75%
Minimum loan amount£1,000,001
Early repayment charge3% in year one
2% in year two
Special offers

Purchase or Unencumbered: None

Remortgage: One free valuation for properties up to £3m.

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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Quick links

Our online application makes it quick and easy to apply for your customer

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To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

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To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.00pm, except Wednesdays, 9.30am - 5.00pm

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