Buy to let fixed rate - Fee Offer - 5 Year IHL Fixed <= 60% LTV - Fee offer Interest Only BO1670

For loans up to 60% of property value

Product name	Buy to let fixed rate - Fee Offer - 5 Year IHL Fixed <= 60% LTV - Fee offer Interest Only BO1670
Initial rate	5.19%
Initial rate expires on	31st October 2029
Rate thereafter	Offset variable Investment Housing Loan Rate, currently 9.74%
Overall cost for comparison	8.30% APRC
Product fee	£0
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required
Maximum loan amount	£1,000,000
Maximum loan to value	60%
Minimum loan amount	£1
Early repayment charge	5% in years one and two 4% in year three 3% in year four 2% in year five
Special offers	One free valuation for properties up to £3m
Overpayment permitted	Yes, up to 10% of outstanding loan each year without penalty
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