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2 years Capital and Interest - Full C&I CI1369

For loans up to 75% of property value

Product name2 years Capital and Interest - Full C&I CI1369
Initial rate4.28%
Initial rate expires on
31st July 2027
Rate thereafterStandard Variable Rate, currently
7.49%
Overall cost for comparison7.10% APRC
Product fee£999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Purchases: None

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors

Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Maximum loan amountThe maximum loan size is £1,000,000
Maximum loan to value75%
Minimum loan amount£1
Early repayment charge

3% in year one
2% in year two

Special offers

Standard Information

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Other Information

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m – No incentives

All incentives are subject to qualifying criteria being met

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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Quick links

Our online application makes it quick and easy to apply for your customer

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