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Offset Variable Investment Housing Loan Capital and Interest

For loans up to 75% of property value

Product nameOffset Variable Investment Housing Loan Capital and Interest
Initial rate4.95% (variable)
Initial rate expires onNo end date
Rate thereafterVariable for term
Overall cost for comparison4.95% APRC
Product fee
£1,999
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Legal and Valuation FeesPurchases: None
Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

Maximum loan amount£1,000,000
Maximum loan to value75%
Minimum loan amount£80,000
Special offers

Purchase: None

Remortgage: One free valuation for properties up to £3m. Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

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# New customers: Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) and one free valuation on properties worth £3m, or less. If the property to be mortgaged is currently unencumbered then a free valuation is available.

Quick links

Our online application makes it quick and easy to apply for your customer

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