Introducing our new max LTVs

4th February 2022

We’ve made some exciting changes to Clydesdale Bank’s lending criteria and products so we can say yes to more customers.

Improved LTV bands and higher loan sizes

We’ve increased the LTV by loan amount across all residential tiers and can now lend:

Interest Only is available up to 75% LTV and Part & Part is available to 80% LTV. For more information take a look at all our new max LTVs.

To support this change we’ve launched the following Clydesdale Bank products.

• NEW 85% LTV £1m+ 2 and 5 year fixed rates with £1,999 fee, starting from 2.02%
• NEW 90% LTV £600k+ 2 and 5 year fixed rates with £999 fee, starting from 2.38%.

For residential loans above £1.5m, downsizing is also now accepted as a repayment strategy up to 70% LTV, previously capped at 60% LTV. This can be topped up with another repayment vehicle or Capital and Interest, subject to overall max LTV limits.

Our new products, lending criteria and affordability calculator are now live and our AIP is in the process of being updated. If you’ve got any questions, you can get in touch with your Business Development Manager.