The maximum Loan to Value for any Interest Only element of a mortgage is 75%. Where any part of the mortgage is Interest Only these products are to be used for both the Interest Only and Capital & Interest elements.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£3,000,000
Minimum loan amount
£1,000,001
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£3,000,000
Minimum loan amount
£1,000,001
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£2,500,000
Minimum loan amount
£1,000,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£2,500,000
Minimum loan amount
£1,000,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£2,500,000
Minimum loan amount
£1,000,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£2,500,000
Minimum loan amount
£1,000,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
2 Year Discounted <=80% LTV (SVR minus 2.00%) <=£1m - BO1766
80%
4.99%
31st January 2028
31/01/28
Currently 6.99%
£999
999
2 Year Discounted <=80% LTV (SVR minus 2.00%) <=£1m - BO1766
For loans up to 80% of property value
Incentives
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Broker - 2 Year Discounted <=80% (SVR minus 1.80%) > £1m - BO1767
80%
5.19%
31st January 2028
31/01/28
Currently 6.99%
£1,999
1999
Broker - 2 Year Discounted <=80% (SVR minus 1.80%) > £1m - BO1767
For loans up to 80% of property value
Incentives
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£2,500,000
Minimum loan amount
£1,000,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£2,500,000
Minimum loan amount
£1,000,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,500,000
Minimum loan amount
£1,000,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,500,000
Minimum loan amount
£1,000,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
2.5% in year one 1.5% in year two
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£500,000
Minimum loan amount
£0
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Purchase: One free valuation for properties up to £3m
Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m
Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)
All incentives are subject to qualifying criteria being met
Eligibility
Available for purchase & remortgage.
Maximum loan amount
£1,000,000
Minimum loan amount
£500,000
Early repayment charge
5% in year one 5% in year two 4% in year three 3% in year four 2% in year five
Overpayment permitted
Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.