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Product Transfer Residential fixed rate - 5 years Capital and Interest - Full C&I

For loans up to 90% of property value

Product nameProduct Transfer Residential fixed rate - 5 years Capital and Interest - Full C&I
Initial rate3.01%
Initial rate expires on
31st March 2026
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison4.0% APRC
Product fee
£999
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Legal and Valuation Fees

For more information visit Valuation Fees page

Eligibility

Available for existing customers only. Applicants must be aged 18 or over. All loans are subject to status. Security will be required

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Maximum loan amount£499,999
Maximum loan to value90%
Minimum loan amount£80,000
Early repayment charge5% in years one and two
4% in year three
3% in year four
2% in year five
Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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