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Residential fixed rate - 5 years Capital and Interest - loans over £1m

For loans up to 80% of property value

Product nameResidential fixed rate - 5 years Capital and Interest - loans over £1m
Initial rate2.44%
Initial rate expires on
30th September 2025
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison3.8% APRC
Product fee£1,999
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Legal and Valuation FeesPurchases: Free Valuation for new customers
Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

Maximum loan amount£2,000,000. Different maximum LTVs apply if any part of the mortgage is Interest Only - Please see Interest Only products
Maximum loan to value80%
Minimum loan amount£1,000,001
Early repayment charge5% in years one and two
4% in year three
3% in year four
2% in year five
Special offers

Purchase or Unencumbered: One free valuation for properties up to £3m

Remortgage: One free valuation for properties up to £3m. Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now

 

# New customers: Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) and one free valuation on properties worth £3m, or less. If the property to be mortgaged is currently unencumbered then a free valuation is available.

Quick links

Our online application makes it quick and easy to apply for your customer

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