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Residential fixed rate - 5 years Capital and Interest - £500,000 and Over - Full C&I CI1392

For loans up to 75% of property value

Product nameResidential fixed rate - 5 years Capital and Interest - £500,000 and Over - Full C&I CI1392
Initial rate1.53%
Initial rate expires on
31st July 2026
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison3.4% APRC
Product fee£1,499
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors

Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Maximum loan amountThe maximum loan size is £1,000,000
Maximum loan to value75%
Minimum loan amount£500,000
Early repayment charge5% in years one and two
4% in year three
3% in year four
2% in year five
Special offers

Remortgage: One free valuation for properties up to £3m. Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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# New customers: Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) and one free valuation on properties worth £3m, or less. If the property to be mortgaged is currently unencumbered then a free valuation is available.

Quick links

Our online application makes it quick and easy to apply for your customer

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For lending policy and new business enquiries, speak to your Clydesdale Bank and Virgin Money BDM, or live chat with us.

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