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Product Transfer Residential fixed rate - 2 years Capital and Interest - loans £500,000 - Full C&I CI1379

For loans up to 90% of property value

Product nameProduct Transfer Residential fixed rate - 2 years Capital and Interest - loans £500,000 - Full C&I CI1379
Initial rate3.32%
Initial rate expires on
31st July 2023
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison4.4% APRC
Product fee
£1499
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

For more information visit Valuation Fees page

Eligibility

Available for existing customers only. Applicants must be aged 18 or over. All loans are subject to status. Security will be required

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Maximum loan amountThe maximum loan size is £1,000,000
Maximum Loan Amounts are restricted by LTV criteria:
Loans up to £750,000 - maximum LTV 90%
Loans up to £1,000,000 - maximum LTV 80%
Maximum loan to value90%
Minimum loan amount£500,000
Early repayment charge3% in year one
2% in year two
Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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