For loans up to 75% of property value
| Product name | Offset IHL Variable Capital and Interest BO1005 |
| Initial rate | 7.74% (variable) |
| Initial rate expires on | No end date |
| Rate thereafter | Variable for term |
| Overall cost for comparison | 8.10% APRC |
| Product fee | £1,999 |
| Option to add product fees to mortgage | The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV. |
| Legal and Valuation Fees | Standard Information PLEASE REFER TO LENDER NOTES FOR FULL LENDING CRITERIA Loan Amounts: The minimum loan size is £80,000. Other Information Please note that income multiples are maximums and are given as a guide only - we will use our own affordability calculations, taking into account the applicants individual circumstances to arrive at the final lending decision. Purchase: One free valuation for properties up to £3m Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m Properties over £3m – No incentives All incentives are subject to qualifying criteria being met. |
| Eligibility | Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages |
| Maximum loan amount | £1,000,000 |
| Maximum loan to value | 75% |
| Minimum loan amount | £80,000 |
| Special offers | Purchase: One free valuation for properties up to £3m Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m Properties over £3m – No incentives All incentives are subject to qualifying criteria being met. The product fee for existing customers completing a product transfer is £999 |
| Apply now |
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Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 177 Bothwell Street, Glasgow G2 7ER.
