Skip to content

Broker - 2 Year Discounted Offset (OVR minus 3.41%) - > £1m - full Capital and Interest - CI1339

For loans up to 80% of property value

Product nameBroker - 2 Year Discounted Offset (OVR minus 3.41%) - > £1m - full Capital and Interest - CI1339
Initial rate6.29% (variable)
Initial rate expires on
31st August 2026
Rate thereafterStandard Variable Rate, currently 9.70%
Overall cost for comparison9.3% APRC
Product fee£1999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Purchases: None

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors


Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages

Maximum loan amount£10,000,000 Loans up to £2,500,000 – maximum LTV 80% Loans up to £5,000,000 – maximum LTV 75% Loans over £5,000,000 – maximum LTV 60%
Maximum loan to value80%
Minimum loan amount£1,000,001
Early repayment chargeNo ERC applies.
Special offers

Purchase or Unencumbered: None

Remortgage: One free valuation for properties up to £3m and includes a £500 cash back offer. At mortgage drawdown, the £500 will be credited to the account from which your mortgage payments will be taken.

Overpayment permittedYes, without penalty
Apply now


Quick links

Our online application makes it quick and easy to apply for your customer

Apply online

To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

Find your BDMs

For quick info on our products or lending policy, visit our product and lending criteria pages or use our live chat.

Chat now

To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.30pm, except Wednesdays, 9.30am - 5.30pm

Procuration fee enquiries

Get in touch

Get in touch

For all lending policy and new business enquiries:

Contact us

You are here:  Products  >  Capital and interest mortgages