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2 Year Discounted Offset <=80% LTV (OVR minus 3.41%) < £500k - Capital Interest - BO1679

For loans up to 80% of property value

Product name2 Year Discounted Offset <=80% LTV (OVR minus 3.41%) < £500k - Capital Interest - BO1679
Initial rate6.29% (variable)
Initial rate expires on
31st August 2026
Rate thereafterStandard Variable Rate, currently 9.70%
Overall cost for comparison9.30% APRC
Product fee£999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)


Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages

Maximum loan amount£499,999 - maximum LTV 80% (no more than 75% LTV to be Interest Only)
Maximum loan to value80%
Minimum loan amount£80,000
Early repayment chargeNo ERC applies.
Special offers

Purchase or Unencumbered: None

Remortgage: One free valuation for properties up to £3m and includes a £500 cash back offer. At mortgage drawdown, the £500 will be credited to the account from which your mortgage payments will be taken.

Overpayment permittedYes, without penalty
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Our online application makes it quick and easy to apply for your customer

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To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

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To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.30pm, except Wednesdays, 9.30am - 5.30pm

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