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Broker - 2 Year Discounted Offset <=80% (OVR minus 3.11%) > £1m Capital Interest - BO1681

For loans up to 80% of property value

Product nameBroker - 2 Year Discounted Offset <=80% (OVR minus 3.11%) > £1m Capital Interest - BO1681
Initial rate6.59% (variable)
Initial rate expires on
31st August 2026
Rate thereafterStandard Variable Rate, currently 9.70%
Overall cost for comparison9.40% APRC
Product fee£1999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)

EligibilityApplicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount£10,000,000 Loans up to £2,500,000 – maximum LTV 80% (no more than 75% LTV to be on Interest Only) Loans up to £5,000,000 – maximum LTV 75% Loans over £5,000,000 – maximum LTV 60%
Maximum loan to value80%
Minimum loan amount£1,000,001
Early repayment chargeNo ERC applies.
Special offers

Purchase or Unencumbered: None

Remortgage: One free valuation for properties up to £3m.

Overpayment permittedYes, without penalty
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