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Last updated 13 October 2025

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2 Year Fixed <=60% - BO1651 60% 4.84% 31st January 2028 31/01/28 Currently 7.49% £1,999 1999

2 Year Fixed <=60% - BO1651

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year Fixed <=60% - BO1651
2 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1343 60% 5.10% 31st January 2028 31/01/28 Currently 7.49% £2,999 2999

2 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1343

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,500,000
Minimum loan amount £1,000,000
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1343
5 Year Fixed <=60% - BO1345 60% 4.99% 31st January 2031 31/01/31 Currently 7.49% £1,999 1999

5 Year Fixed <=60% - BO1345

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year Fixed <=60% - BO1345
5 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1652 60% 5.28% 31st January 2031 31/01/31 Currently 7.49% £2,999 2999

5 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1652

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,500,000
Minimum loan amount £1,000,000
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year IHL Fixed <= 60% LTV - Loan >= £1m - BO1652
Broker Exclusive BTL Purchase - 5 Year Fixed <=60% - BO1735 60% 4.65% 31st January 2031 31/01/31 Currently 7.49% £999 999

Broker Exclusive BTL Purchase - 5 Year Fixed <=60% - BO1735

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase only.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Broker Exclusive BTL Purchase - 5 Year Fixed <=60% - BO1735
Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667 60% 4.94% 31st January 2028 31/01/28 Currently 7.49% £0 0

Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 2 Year IHL Fixed <= 60% LTV - BO1667
Fee Offer - 5 Year IHL Fixed <= 60% LTV - BO1670 60% 5.13% 31st January 2031 31/01/31 Currently 7.49% £0 0

Fee Offer - 5 Year IHL Fixed <= 60% LTV - BO1670

For loans up to 60% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 5 Year IHL Fixed <= 60% LTV - BO1670
2 Year Fixed <=75% - BO1341 75% 4.99% 31st January 2028 31/01/28 Currently 7.49% £1,999 1999

2 Year Fixed <=75% - BO1341

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year Fixed <=75% - BO1341
2 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1344 75% 5.29% 31st January 2028 31/01/28 Currently 7.49% £2,999 2999

2 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1344

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,500,000
Minimum loan amount £1,000,000
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1344
Broker Exclusive BTL 2 Year Fixed <=75% >£500k - BO1698 75% 4.79% 31st January 2028 31/01/28 Currently 7.49% £3,999 3999

Broker Exclusive BTL 2 Year Fixed <=75% >£500k - BO1698

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £500,000
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Broker Exclusive BTL 2 Year Fixed <=75% >£500k - BO1698
5 Year Fixed <=75% - BO1346 75% 5.09% 31st January 2031 31/01/31 Currently 7.49% £1,999 1999

5 Year Fixed <=75% - BO1346

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year Fixed <=75% - BO1346
5 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1348 75% 5.39% 31st January 2031 31/01/31 Currently 7.49% £2,999 2999

5 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1348

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,500,000
Minimum loan amount £1,000,000
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year IHL Fixed <= 75% LTV - Loan >= £1m - BO1348
Broker Exclusive BTL 5 Year Fixed <=75% >£500k - BO1699 75% 5.04% 31st January 2031 31/01/31 Currently 7.49% £3,999 3999

Broker Exclusive BTL 5 Year Fixed <=75% >£500k - BO1699

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £500,000
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Broker Exclusive BTL 5 Year Fixed <=75% >£500k - BO1699
Fee Offer - 2 Year IHL Fixed <= 75% LTV - BO1668 75% 5.14% 31st January 2028 31/01/28 Currently 7.49% £0 0

Fee Offer - 2 Year IHL Fixed <= 75% LTV - BO1668

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 2 Year IHL Fixed <= 75% LTV - BO1668
Fee Offer - 5 Year IHL Fixed <= 75% LTV - BO1671 75% 5.24% 31st January 2031 31/01/31 Currently 7.49% £0 0

Fee Offer - 5 Year IHL Fixed <= 75% LTV - BO1671

For loans up to 75% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £1,000,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 5 Year IHL Fixed <= 75% LTV - BO1671
2 Year Fixed <=80% - BO1602 80% 5.53% 31st January 2028 31/01/28 Currently 7.49% £1,999 1999

2 Year Fixed <=80% - BO1602

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £750,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 2 Year Fixed <=80% - BO1602
5 Year Fixed <=80% - BO1603 80% 5.22% 31st January 2031 31/01/31 Currently 7.49% £1,999 1999

5 Year Fixed <=80% - BO1603

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £750,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a 5 Year Fixed <=80% - BO1603
Fee Offer - 2 Year IHL Fixed <= 80% LTV - BO1669 80% 5.73% 31st January 2028 31/01/28 Currently 7.49% £0 0

Fee Offer - 2 Year IHL Fixed <= 80% LTV - BO1669

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £500,000
Minimum loan amount £0
Early repayment charge 2.5% in year one
1.5% in year two
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 2 Year IHL Fixed <= 80% LTV - BO1669
Fee Offer - 5 Year IHL Fixed <= 80% LTV - BO1672 80% 5.42% 31st January 2031 31/01/31 Currently 7.49% £0 0

Fee Offer - 5 Year IHL Fixed <= 80% LTV - BO1672

For loans up to 80% of property value

Incentives Purchase: One free valuation for properties up to £3m

Remortgage or Unencumbered: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m - we'll cover the first £1,640 of the valuation fee (no legal incentives)

All incentives are subject to qualifying criteria being met
Eligibility Available for purchase & remortgage.
Maximum loan amount £500,000
Minimum loan amount £0
Early repayment charge 5% in year one
5% in year two
4% in year three
3% in year four
2% in year five
Overpayment permitted Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now for a Fee Offer - 5 Year IHL Fixed <= 80% LTV - BO1672
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