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Clydesdale increases BTL LTV to 75% at £1.5m

9th May 2018

We’ve improved our maximum LTVs

Exciting news. We have improved our maximum LTVs and we have some new products for you too.

What’s changed?

Loan size
£750,001 - £1,000,000
£1,000,001 - £1,500,000*

*For BTL loans over £1m, the property must be in London or S.E. England, defined as Greater London (post codes starting E, EC, N, NW, SE, SW, W, WC, BR, CR, DA, EN, HA, IG, KT, RM, SM, TW, or UB), Berkshire, Buckinghamshire, East Sussex, Hampshire, Isle of Wight, Kent, Oxfordshire, Surrey, West Sussex.

There is no change to any other LTVs so we’ll still lend to 75% LTV for loans between £80,000 - £750,000 and we’ll still lend to 80% LTV for C&I loans between £80,000 - £750,000.

New products

If that wasn’t enough, we have some new products for you too.

Arrangement Fee
2 Year Fixed to 75% LTV BTL - Lon & SE
3 Year Fixed to 75% LTV BTL - Lon & SE
5 Year Fixed to 75% LTV BTL - Lon & SE
  • These products are available for loan sizes of £1,000,000 - £1,500,000.
  • Available for purchase and remortgage.
  • Remortgage applications benefit from free standard legal fees and one free valuation*

*The switching package is only available to applicants moving their mortgage from another lender. If the property to be mortgaged is unencumbered then a free standard valuation is available. For products over £1m, a free valuation is available on properties worth £3m or less and standard free legals are available on properties worth £2m or less. Optima Legal Services will charge a funds transfer fee of £42 to applicants who use the switching package.

If you have any questions, please contact your Relationship Manager.

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