Skip to content

We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy.


Now Live – new 60% LTV tier and pricing changes

22nd December 2014

Today Monday December 22nd, we have reduced rates across our product range, introduced a new < 60% LTV tier, and withdrawn our < 85% LTV tier. All the changes are detailed below.

Rate reductions across various products

  • 2 year fixed < 75% with an initial rate of 2.49% and no arrangement fee
  • 2 year fixed < 70% with an initial rate of 2.29%
  • 2 year fixed < 75% with an initial rate of 2.39%
  • 2 year fixed < 80% with an initial rate of 2.59%
  • 2 year fixed < 90% with an initial rate of 3.59%
  • 2 year fixed < 90% ( > £500K) with an initial rate of 3.99%
  • 5 year fixed < 70% with an initial rate of 2.89%
  • 5 year fixed < 75% with an initial rate of 2.99%
  • 5 year fixed < 80% with an initial rate of 3.19%
  • 5 year fixed < 90% with an initial rate of 4.29%
  • 5 year fixed < 90% ( > £500K) with an initial rate of 4.69%
  • Interest only - 2 year fixed < 70% with an initial rate of 2.49%
  • Interest only - 2 year fixed < 75% with an initial rate of 2.59%
  • Interest only - 5 year fixed < 70% with an initial rate of 3.09%
  • Interest only - 5 year fixed < 75% with an initial rate of 3.19%

Product withdrawals

  • 2 year fixed < 85%
  • 5 year fixed < 85%

New < 60% LTV tier

  • 2 year fixed < 60% with an initial rate of 2.19% and no arrangement fee
  • 2 year fixed < 60% with an initial rate of 2.09%
  • 5 year fixed < 60% with an initial rate of 2.84%
  • Interest only - 2 year fixed < 60% with an initial rate of 2.29%
  • Interest only - 5 year fixed < 60% with an initial rate of 3.04%

New product information is now available on our website.

To assist you with pipeline cases you may have, we will accept applications on the withdrawn rates until 5.00pm today December 22nd.

Cases received after this time/date will not be accepted. You may use the Banks online application facility to submit cases to us.

For more information please contact your relationship partner.

Get in touch

Get in touch

For all lending policy and new business enquiries:

Contact us

You are here:  News  >  Articles