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New lower rates for residential fixed rate mortgages

We are delighted to announce the introduction of new lower rates on selected fixed rate residential mortgages today, 15 February.

15th February 2013

The products the new rates apply to are:

Capital & Interest

Residential fixed rate 2 year:

  • Maximum 70% LTV with an initial rate of 2.79%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.7% APR
  • Maximum 75% LTV with an initial rate of 3.29%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.8% APR
  • Maximum 80% LTV with an initial rate of 3.49%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.8% APR
  • Maximum 85% LTV with an initial rate of 4.29%. The rate thereafter will be 4.95% and the overall cost for comparison is 5.0% APR

Residential fixed rate 5 year:

  • Maximum 70% LTV with an initial rate of 3.39%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.4% APR
  • Maximum 75% LTV with an initial rate of 3.99%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.7% APR
  • Maximum 80% LTV with an initial rate of 4.19%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.8% APR
  • Maximum 85% LTV with an initial rate of 4.49%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.9% APR

Professional First Time Buyer 2 year fixed rate:

  • Maximum 90% LTV with an initial rate of 4.99%. The rate thereafter will be 4.95% and the overall cost for comparison is 5.1% APR
Interest Only

Residential fixed rate 2 year:

  • Maximum 70% LTV with an initial rate of 2.99%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.8% APR
  • Maximum 75% LTV with an initial rate of 3.49%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.9% APR

Residential fixed rate 5 year

  • Maximum 75% LTV with an initial rate of 4.19%. The rate thereafter will be 4.95% and the overall cost for comparison is 4.8% APR
Product withdrawal

To help you manage any applications in progress, we will accept applications for the withdrawn products until 5pm today, Friday 15 February.

Find out more

To find out more information please contact your Relationship Partner. Alternatively, visit our products page.

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