Direct Underwriter Access for Large Loans

5th June 2025

At Clydesdale Bank we know that loans over £500k are not always straightforward and sometimes they require a little bit more attention from both you and us.

How can we help?

Larger loans can be more complex and sometimes you need to speak to an underwriter before you submit a case to confirm that we can help you and your client. We love figuring out ways to say ‘yes’ to more of your clients, which is why we’ve improved our large loan line minimum loan size from £750k to £500k.

Dedicated to flexibility

Our underwriters recognise that no two customers are alike. They take a good look at your customer’s real life situation, and go from there. That means they may be able to help in cases such as:

• Where non-standard income is required (such as investment income)
• Self-employed applicants where there may have been one-off extraordinary costs
• When a higher than standard percentage of variable income is needed

So, your customer can secure a mortgage from a lender they know and trust.

If you have an enquiry for a loan of £500k or more, you can discuss your case with one of our expert underwriters. Speaking to an underwriter is quick and easy with upfront decisions so you know where you stand. Simply call our team on 0113 224 1369 between 9.00am - 5.00pm Monday to Friday.

For further details please call your Business Development Manager.