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Clydesdale Bank FTB Special Offer & Rate Reductions

16th February 2017

For a limited time only we're removing the valuation fee on our FTB products. We're also reducing the rate on our most popular FTB product too.

With no arrangement fee and a free valuation, our FTB rates are:

  • FTB 2 year fixed to 95% LTV reducing from 3.69% to 3.59%
  • TB 3 year fixed to 90% LTV with a rate of 2.89%
  • FTB 3 year fixed to 95% LTV with a rate of 3.99%

Remember, Clydesdale Bank can lend up to 5x income (sole or joint) subject to overall affordability even at higher LTVs or loan sizes, so why not see how much we could lend your customers by using our AIP today.

There's more good news - we're reducing a number of rates across our residential and BTL mortgage range by up to 0.5% at the same time.

Residential Rate Reductions

  • 2 year fixed to 75% LTV reducing from 1.49% to 1.34%
  • 2 year fixed to 80% LTV reducing from 1.59% to 1.39% - please note the £500 fee reduction offer has now ended
  • 2 year fixed to 60% LTV (fee offer) reducing from 1.69% to 1.59%
  • 2 year fixed to 75% LTV (fee offer) reducing from 1.79% to 1.69%
  • 2 year fixed to 75% LTV (£1m+) reducing from 1.89% to 1.74%
  • 2 year fixed to 80% LTV (£1m+) reducing from 1.99% to 1.79%

  • 5 year fixed to 75% LTV reducing from 2.19% to 2.04%
  • 5 year fixed to 80% LTV reducing from 2.29% to 2.19%
  • 5 year fixed to 75% LTV (£1m+) reducing from 2.39% to 2.29%
  • 5 year fixed to 80% LTV (£1m+) reducing from 2.49% to 2.39%

BTL Rate Reductions

  • 2 year fixed to 60% LTV reducing from 2.69% to 2.59%
  • 2 year fixed to 75% LTV reducing from 2.99% to 2.79%
  • 2 year fixed to 60% LTV (fee offer) reducing from 3.09% to 2.79%
  • 2 year fixed to 75% LTV (fee offer) reducing from 3.19% to 2.99%

  • 5 year fixed to 60% LTV reducing from 3.79% to 3.29%
  • 5 year fixed to 75% LTV reducing from 3.99% to 3.69%
  • 5 year fixed to 75% LTV (fee offer) reducing from 4.59% to 4.29%

Product Transfers

Remember these changes (with the exception of the FTB products) also apply to any Product Transfer applications you would like to submit via our online form.

Existing customers benefit from a 50% reduction to arrangement fees and you can apply up to 6 months before your customer's current deal ends. You can choose for your customer's Product Transfer to take place up to 3 months before their current deal ends without incurring an Early Repayment Charge.

You may use the bank's online application facility to submit cases.

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For all lending policy and new business enquiries:

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