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We're making some changes to Clydesdale Bank Variable Rates

6th January 2022

Following the decision by the Monetary Policy Committee on 16 December 2021 to increase the Bank of England Base Rate to 0.25%, we’re making some changes. On 13 January 2022, our Standard Variable Rate will move to 4.49%, our Offset Variable Rate will move to 4.70% and our Offset Variable Investment Housing Loan Rate will move to 5.10%.


What happens with cases at application or offer stage

Products discounted from any of the affected rates will see an automatic increase to the interest rates from 13 January 2022. For all other products, the new revert-to-rates will be live from 13 January 2022.


What happens with existing customers

Customers who are impacted by this rate change will be contacted to let them know of any changes to their mortgage.

If you’ve got any questions, you can get in touch with your Business Development Manager.

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For all lending policy and new business enquiries:

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