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We wanted to let you know that we made changes to our products and variable rates on 7 June.

Changes to products

We’ve launched the following products for existing customers.

New products for existing customers

  • 65% LTV 2 Year Fixed Rate with £999 fee at 2.70%.
  • 65% LTV 2 Year Fixed Rate with no fee at 2.89%.
  • 65% LTV 5 Year Fixed Rate with £999 fee at 2.75%.
  • 65% LTV 5 Year Fixed Rate with no fee at 2.94%.

We’ve also made these changes:

  • 75% - 95% LTV 2 and 5 year fixed rates have been increased by up to 0.26%.
  • Selected BTL 60 - 75% LTV 2 and 5 year fixed rates have been increased by up to 0.15%.
  • You can find our current rates here.

    Changes to variable rates

    Following the decision by the Monetary Policy Committee on 5 May 2022 to increase the Bank of England Base Rate to 1.00%, we’ve made some changes. On 7 June 2022, we increased our Standard Variable Rate to 5.24%, our Offset Variable Rate to 5.45% and our Offset Variable Investment Housing Loan Rate to 5.85%.

    What happens with cases at application or offer stage

    All Variable Rate Discounted Offset products have seen an increase to the interest rates from 7 June 2022 in line with the updated variable rate. All new revert-to-rates are live from 7 June 2022.

    What happens with existing customers

    Customers who are impacted by this rate change will be contacted to let them know of any changes to their mortgage.

    If you’ve got any questions, you can get in touch with your Business Development Manager.

Get in touch

Get in touch

For all lending policy and new business enquiries:

Contact us

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