Residential policy
Product fees can be added to the mortgage without affecting our LTV calculation, but the total borrowing cannot exceed 95% LTV.
When an application includes more than one product the overall loan amount determines the products available. Only one product fee will apply, which will be the largest of the products selected, and will be based on the total loan amount.
All our mortgages have a funds transfer fee of £25 for us to send mortgage funds to the legal rep. This will be deducted from the completion monies we send to the legal rep.