Residential policy
Eligibility
One or more of the applicants must:
- Be fully qualified and employed or self-employed in one of the following occupations: Accountants, Architects, Barristers, Chartered Surveyors, Dentists, Medical Doctors, Pharmacists, Solicitors, Vets
- Have a current income of £30k or more and fully qualified in the last 5 years
The applicant must provide a scanned copy of their certification of full qualification within the chosen profession, including the date the qualification was achieved.
Enhanced Criteria
Enhanced income multiples available of up to 5.5x for eligible newly qualified professional applicants.
For joint applications where only one applicant is a newly qualified professional, standard multiples apply to the additional applicant’s income.
Subject to affordability assessment.
Available up to 95% LTV.