Residential policy
We define a FTB as a customer who has not held a mortgage in the last 12 months. For a joint application neither customer will have held a mortgage in the last 12 months.
First time buyers are acceptable up to 95% LTV.
We define a FTB as a customer who has not held a mortgage in the last 12 months. For a joint application neither customer will have held a mortgage in the last 12 months.
First time buyers are acceptable up to 95% LTV.