Residential policy
The maximum LTV for debt consolidation is 80%.
The maximum LTV for debt consolidation is 90% if the debt being consolidated was used for home improvements or repair to the property being mortgaged.
Debt consolidation is not usually allowed on interest only. The amount being consolidated must be on capital and interest. Debt consolidation is only allowed on interest only if the debt being consolidated was used for home improvements or repair to the property being mortgaged.
During the application please do not include the monthly payments for any debts being repaid as expenditure.