Buy-to-let policy
FTBs are eligible for BTL.
For foreign national BTL applications we require at least one applicant to be an owner occupier, unless all applicants hold indefinite leave to remain or settled/pre-settled status, or their income is not being used.
We define a FTB as a customer who has not held a mortgage in the last 12 months. For a joint application neither customer will have held a mortgage in the last 12 months.