Broker Exclusive - 2 Year Fixed <=85% - Loan <=£1.5m - Capital and Interest - CI1657

For loans up to 85% of property value

Product name	Broker Exclusive - 2 Year Fixed <=85% - Loan <=£1.5m - Capital and Interest - CI1657
Initial rate	5.45%
Initial rate expires on	31st July 2026
Rate thereafter	Standard Variable Rate, currently 9.49%
Overall cost for comparison	9.00% APRC
Product fee	£1,499
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Re-mortgages: Free valuation
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages
Maximum loan amount	£1,500,000.00
Maximum loan to value	85%
Minimum loan amount	£150,000
Early repayment charge	3% in year one 2% in year two
Special offers	Remortgage: One free valuation for properties up to £3m and includes a £500 cash back offer. At mortgage drawdown, the £500 will be credited to the account from which your mortgage payments will be taken. Properties over £3m – No incentives All incentives are subject to qualifying criteria being met
Overpayment permitted	Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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Our online application makes it quick and easy to apply for your customer

To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

For quick info on our products or lending policy, visit our product and lending criteria pages or use our live chat.

To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.30pm, except Wednesdays, 9.30am - 5.30pm

For all lending policy and new business enquiries: