You can submit mortgage applications online.
Use our online application system to complete and submit both residential and buy to let applications. Registration to use the system is quick and easy, and once you are registered you simply need to log in each time you wish to submit applications.
Online application should also be used to submit scanned supporting documents for your applications.
Our online application user support guide is available on Tools & Guides, along with a helpful FAQ document.
Use our online Product Transfer Application System
Completed applications should be submitted along with all relevant supporting documents. Please refer to our packaging requirements tab for further details.
For additional support and information to help you complete our application forms, please refer to our application guides. These will help ensure we can deal with your client’s application as quickly as possible.
For residential mortgage applications where the LTV is 90% or below, we can accept a transcript from a Home Buyers Report subject to the valuation not being more than 90 days old and the surveying firm / surveyor being on the banks valuation panel. The fee for a transcript is £100. A bank survey is needed for loans which fall outside this criteria. Transcripts are not acceptable for BTL applications.
Our application forms, useful guides and sales support literature are available from the Tools & Guides and packaging requirements tab of this page.
Our online application system captures the majority of information required for submitting your customer’s application. However, please ensure all supporting documents are submitted at the same time as the application as the case will only be sent for underwriting assessment once all of the supporting documentation has been received.
We have produced some hints & tips to assist with your completion of the application which will help us to process the application as fast as possible for your clients:
Monthly expenditure – Please ensure all regular monthly commitments are included within the application. Common examples of regular monthly commitments which are omitted include:
Applications with background BTLs - Ensure all background BTL properties held by the clients are detailed within the application and the total expenditure for all these properties is included within the monthly expenditure section of the application.
Property address – Make sure the security address you provide exactly matches the Royal Mail website.
Secondary incomes – Always make sure that employment / income details are fully completed for any second applicant and relevant income proofs provided, even if their income is not considered necessary for affordability purposes.
Dependants - You are able to add dependants for every applicant. If multiple applicants share dependants then please record them under applicant 1 and then enter zero for subsequent applicants to ensure we do not double count.
Additional information is required for buy to let applications:
Background consent to let.
For all lending policy and new business enquiries:
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If you are not an intermediary of the Bank, you should not refer to the information contained in this website. If you are a professional and you reproduce any part of the information contained in this communication, to be used with or to advise retail clients, you must ensure it conforms to the Financial Conduct Authority's mortgage conduct of business rules. This site is intended for UK residents (who are intermediaries of the Bank) unless otherwise stated.
Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 30 St Vincent Place, Glasgow G1 2HL.