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Professional residential fixed rate - 5 years Capital and Interest - Fee offer

For loans up to 85% of property value

Product nameProfessional residential fixed rate - 5 years Capital and Interest - Fee offer
Initial rate2.19%
Initial rate expires on
31st August 2025
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison3.6% APRC
Product fee
£0
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Legal and Valuation FeesFor more information visit Valuation Fees page
Eligibility

Available for existing customers only. Applicants must be aged 18 or over. All loans are subject to status. Security will be required. Not available for business purposes.

This product is only available where one or more of the applicants are fully qualified and employed in the following occupations: Accountants, Architects, Barristers, Chartered Surveyors, Dentists, Engineers, Financial Advisers, Medical Doctors, Nurses, Optometrists, Pharmacists, Pilots, Police Officers, Solicitors, Teachers, Vets.

Maximum loan amount£750,000
Maximum loan to value85%
Minimum loan amount£80,000
Early repayment charge5% in years one and two
4% in year three
3% in year four
2% in year five
Special offers

£0 product fee
Purchase: One free valuation
Remortgage: Free valuation and legal fees paid#

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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# Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) and one free valuation on properties worth £2m, or less. If the property to be mortgaged is currently unencumbered then a free valuation is available. Further information on valuation fees.

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