New 5.5x LTI limits

4 January 2023

We wanted to let you know about some changes we’ve made to our lending policy to help us say yes to more customers.

More options at 5.5x income

We’ve increased our maximum loan to income limit to 5.5x for the following cases:

Applications up to 85% LTV where the applicants are employed and the total income (sole or joint) is £100,000 or more
Remortgages with no additional borrowing up to 85% LTV where the total income (sole or joint) is £50,000 or more

These options are available across our standard product range and you can find our full lending criteria here.

If you’ve got any questions, you can get in touch with your Business Development Manager.

Get in touch

For all lending policy and new business enquiries:

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