Skip to content

We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy.


Offset discounted SVR - 2 years Capital and Interest

For loans up to 80% of property value

Product nameOffset discounted SVR - 2 years Capital and Interest
Initial rate2.34% (variable)
Initial rate expires on
30th November 2022
Rate thereafterOffset Variable Rate, currently
4.55%
Overall cost for comparison4.2% APRC
Product fee£1,999
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Legal and Valuation FeesPurchases: None
Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

Maximum loan amount£2,000,000 - maximum LTV 80%
£3,000,000 - maximum LTV 70%
Loans Over £3,000,000- maximum LTV 60%
Different maximum LTVs apply if any part of the mortgage is Interest Only - Please see Interest Only products:L
Maximum loan to value80%
Minimum loan amount£1,000,001
Early repayment chargeNo ERC applies.
Special offers

Purchase: None

Remortgage: One free valuation for properties up to £3m. Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Overpayment permittedYes, without penalty
Apply now

 

# New customers: Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) and one free valuation on properties worth £3m, or less. If the property to be mortgaged is currently unencumbered then a free valuation is available.

Quick links

Our online application makes it quick and easy to apply for your customer

Apply online

Lending Policy & New Business enquiries

Call us on
0800 085 2846

Monday - Friday, 9.00am - 5.30pm

Chat with us

Click below to chat with us now Monday - Friday, 9.00am - 5.30pm

Chat now

Get in touch

Get in touch

For all lending policy and new business enquiries:

Contact us

You are here:  Products  >  Capital and interest mortgages