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Offset discounted SVR - 2 years Capital and Interest

For loans up to 75% of property value

Product nameOffset discounted SVR - 2 years Capital and Interest
Initial rate2.69% (variable)
Initial rate expires on
31st March 2021
Rate thereafterOffset Variable Rate, currently
5.20%
Overall cost for comparison4.8% APRC
Arrangement fee£999
Option to add arrangement fees to mortgageYes the arrangement fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Legal and Valuation FeesFor more information visit Valuation Fees page
Eligibility

Available for purchase and remortgage, new applications and product transfer. Applicants must be aged 18 or over. All loans are subject to status. Security will be required

Maximum loan amountThe maximum loan size is £499,999
Maximum loan to value75%
Minimum loan amount£80,000
Early repayment chargeNo ERC applies.
Special offersRemortgage: Legal fees and valuation paid for remortgages only #
Overpayment permittedYes, without penalty
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# The switching package is only available to applicants moving their mortgage from another lender. If the property is unencumbered, a free valuation is available. Free valuations are available on properties worth £2m, or less. Optima Legal Services will charge a funds transfer fee of £42 to applicants who use the switching package. When using products available for mortgages over £1m which benefit from the switching package incentive, the switching package is enhanced to allow one free valuation for properties worth £3m or less (standard free legals remain limited to properties worth £2m or less).

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