Skip to content

We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy.

2 Year Discounted Offset <=80% LTV (OVR minus 3.61%) >= £500k - Capital Interest - BO1680

For loans up to 80% of property value

Product name2 Year Discounted Offset <=80% LTV (OVR minus 3.61%) >= £500k - Capital Interest - BO1680
Initial rate6.09% (variable)
Initial rate expires on
31st May 2026
Rate thereafterStandard Variable Rate, currently 9.70%
Overall cost for comparison9.30% APRC
Product fee£1499
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)


Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages

Maximum loan amountLoans up to £1,000,000 maximum overall LTV 75%

Loans up to £750,000 maximum overall LTV 80%.

Maximum loan to value80%
Minimum loan amount£500,000
Early repayment chargeNo ERC applies.
Special offers

Purchase or Unencumbered: None

Remortgage: One free valuation for properties up to £3m.

Overpayment permittedYes, without penalty
Apply now


Quick links

Our online application makes it quick and easy to apply for your customer

Apply online

To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

Find your BDMs

For quick info on our products or lending policy, visit our product and lending criteria pages or use our live chat.

Chat now

To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.30pm, except Wednesdays, 9.30am - 5.30pm

Procuration fee enquiries

Get in touch

Get in touch

For all lending policy and new business enquiries:

Contact us

You are here:  Products  >  Capital and interest mortgages