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First time buyer - 3 years fixed up to £500,000

For loans up to 95% of property value

Product nameFirst time buyer - 3 years fixed up to £500,000
Initial rate3.19%
Initial rate expires on
31st March 2022
Rate thereafterStandard Variable Rate, currently
5.20%
Overall cost for comparison4.8% APRC
Arrangement fee
£0
Option to add arrangement fees to mortgageN/A
Legal and Valuation FeesFor more information visit Valuation Fees page
EligibilityAvailable for first time buyer purchase only. Applicants must be aged 18 or over. All loans are subject to status. Security will be required
Maximum loan amount£500,000
Maximum loan to value95%
Minimum loan amount£80,000
Early repayment charge6% in year one
5% in year two
4% in year three
Special offers£0 arrangement fee
One free valuation
Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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