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Exc residential fixed rate - 5 years under £540,000 Capital and Interest CI1403

For loans up to 90% of property value

Product nameExc residential fixed rate - 5 years under £540,000 Capital and Interest CI1403
Initial rate3.28%
Initial rate expires on
31st July 2026
Rate thereafterStandard Variable Rate, currently
4.55%
Overall cost for comparison4.2% APRC
Product fee£1999
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type
Legal and Valuation FeesFor more information visit Valuation Fees page
Eligibility

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Loan Amounts:

The min. loan size is £80,000
The max. loan size is £450,000
The max. LTV is 90%.
Maximum loan amount£540,000
Maximum loan to value90%
Minimum loan amount£80,000
Early repayment charge5% in years one and two
4% in year three
3% in year four
2% in year five
Special offers

This product is for first time buyers only.

Purchase: One free valuation

All incentives are subject to qualifying criteria being met.

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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