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Affordability calculator

Our calculator will give you an estimated maximum lending amount for residential and BTL cases based on the details provided. It’s just for new customers so can’t be used for existing customers making changes to their mortgage.

Please note:

Speak to your Clydesdale Bank and Virgin Money BDM.

Discover how much your client may be able to borrow

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The amount provided is only an estimation of affordability and not a commitment to lend. Any mortgage application is subject to a full credit assessment, based on credit bureau data, lending criteria, loan to value restrictions and a full assessment of affordability. The maximum borrowing amount is inclusive of any fees being added to the loan.

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